If you invest in real estate around Dallas-Fort Worth, you already know that timing decides everything. The right property will not sit around waiting while a bank shuffles paperwork. That is where we come in. At HiFi Hard Money, we fund fix-and-flip deals fast, and for new investors, we typically close in about 5 business days. We have been lending in Texas since 2015, back when we went by Lone Star Hard Money, so we understand how much a quick and clean closing means when you are trying to lock down a deal.
DFW investors can typically close a fix and flip hard money loan in about 5 business days, while experienced borrowers may close in as little as 3 business days. The process focuses on the property, rehab plans, and after repair value rather than traditional bank timelines, allowing faster funding for eligible projects.
Closing a DFW Fix and Flip in 5 Business Days
Speed is the entire point of a hard money loan, and we have built our process around it. Most new borrowers go from application to funding in roughly a week, and returning investors who already know how we work can close in as little as 3 business days. We keep the steps simple, the communication direct, and the costs transparent, so you always know exactly where your deal stands.
What makes our fix and flip loans different
We lend based on the property, not just your personal financials. Our loans are built to cover both the purchase and the rehab with little money down, and we base the loan amount on the after-repair value of the home, up to 75% of that ARV. We also keep our rates and fees low, and we defer most of your costs until you exit the deal. That means less cash leaving your pocket while the project is still underway.
Who qualifies and what we look at
We focus on single-family homes in the major markets across Texas, including Dallas, Fort Worth, San Antonio, Austin, and Houston. When we review a deal, the property itself matters most. We want to understand the purchase price, the scope of the rehab, and a realistic after-repair value. Whether this is your first flip or your tenth, we are glad to walk through the numbers with you and give you honest feedback before you commit to anything.
From application to funding, step by step
Applying is quick, and it all happens online. Once your deal is in front of us, we move fast on the analysis and get you a preliminary offer, sometimes even during off hours. From there, we handle the closing with as little back and forth as possible. If you are new, plan on about 5 business days from start to funding. If you have worked with us before, our express process can get you there in as few as 3.
What you get when you work with us
You get a lender that is upfront about money. We do not charge administrative or underwriting fees, and the appraisal and document prep costs are simply what we pay, with nothing padded on top. We also defer points, third-party fees, the first month of prorated interest, and even wire and inspection fees until your property sells. During the rehab, our draw process stays simple, with same-day or next-day turnaround so your project never has to wait.
Planning your flip before you apply
A little preparation goes a long way. Before you reach out, it helps to have a clear purchase price, a realistic rehab budget, and a sense of the recent comparable sales nearby. Since we lend on single-family homes in the major Texas markets, deals in those areas tend to move the smoothest. The tighter your numbers, the faster we can get you to a yes and on to the closing table.
Ready to close your next DFW flip
We would love to help you fund your next project. If you are ready to move on a deal, or you just want to talk the numbers through with a real person, reach out and we will get right back to you. Apply online at hifihardmoney.com, or contact us at (972) 630-6676, and let us show you how fast a clean closing can really be.
FAQs
How fast can I close with HiFi Hard Money?
New investors typically close in about 5 business days from application to funding. If you have worked with us before, our express process can close in as little as 3 business days.
What kind of properties do you lend on?
We focus on single-family homes in the major markets across Texas, including Dallas, Fort Worth, San Antonio, Austin, and Houston.
How much can I borrow for a fix and flip?
Our fix and flip loans go up to 75% of the after-repair value, and they are built to cover both your purchase and your rehab with little money down.
What upfront fees do you charge?
We do not charge administrative or underwriting fees, and we defer most typical costs, including points, third-party fees, and inspection and wire fees, until your property sells.
