Welcome to HiFi Hard Money, your trusted partner for real estate investment loans in Dallas-Fort Worth. Whether you’re flipping your first house or funding your tenth rental property, our team is here to help you close quickly, reduce upfront costs, and grow your investment business with confidence.
We specialize in fast hard money loans in Dallas, built for real estate investors who need speed, flexibility, and honest support. Our local expertise, clear communication, and zero-upfront-fee programs set us apart from traditional lenders.
Hard money is a fast, simple, short-term loan designed for real-estate investors in the flipping world. So comparatively speaking, a HiFi hard money loan works a lot like cold hard cash.
We work hard to tailor your loan terms so that you can increase your purchasing power and scale your business to new heights.
Same-day offers and next-day draws to help you move fast
Our loan structures adapt to your project goals, giving you options that fit your investment plan.
Save cash when it counts points, inspections, and interest are deferred until your deal exits.
Real guidance from Dallas-Fort Worth investors who understand your market, deals, and timelines.
We’ve earned repeat clients, great reviews, and a decade of proven success funding DFW projects.
Looking to renovate and resell properties? Our fix and flip loans cover both the purchase and rehab with minimal money down and fast draw releases.
Build your passive income with our rental loans designed for buy-and-hold investors, including financing for short-term rentals like Airbnb.
Need funding between transactions? Our bridge loans provide short-term capital to help you close deals without delays.
Unlock equity from existing investments and put your capital to better use. Our cash-out refinance loans are fast, simple, and built for real estate.
Access a revolving line of credit tailored for real estate investors ready to scale. Use it for multiple deals with flexible access to funding.
Since 2015, HiFi Hard Money has closed thousands of successful transactions throughout the Dallas-Fort Worth metroplex. We’re investors ourselves, and we know what it takes to make a deal profitable. When you work with us, you’re getting more than a lender; you're gaining a partner that’s invested in your success.
HiFi Hard Money is one of the fastest hard money lenders in Dallas-Fort Worth, offering same-day offers and next-day draw requests. With a streamlined process and no red tape, we help investors close fast on time-sensitive real estate deals.
You can apply for a fix and flip loan with HiFi Hard Money using our express online form. We finance up to 70% of ARV and defer many fees until exit, allowing investors to start projects with minimal out-of-pocket expenses.
HiFi Hard Money is a trusted private money lender based in Dallas, TX. We fund deals that traditional banks won’t and offer personalized loan terms for investors needing reliable capital quickly.
The best options include fix and flip loans, bridge loans, rental property loans, and cash-out refinancing. HiFi Hard Money offers all of these with flexible terms and fast closings designed for Dallas-area investors.
Bridge loans from HiFi Hard Money give investors short-term financing while transitioning between purchases or refinancing. They’re interest-only loans with flexible terms and are ideal for fast-moving real estate strategies.
Yes, HiFi Hard Money provides a fast and simple draw process. Most draw requests are fulfilled the same or next business day, helping investors keep their projects on schedule without delays.
HiFi Hard Money offers rental property loans suitable for Airbnb and other short-term rental models. These loans are based on property income, not personal income, and often don’t require tax returns.
Absolutely. HiFi Hard Money offers cash-out refinance loans so investors can unlock the equity in existing rental properties and reinvest it into new opportunities.
A hard money loan is project-specific and short-term, while a real estate line of credit gives investors ongoing access to capital for multiple deals. HiFi Hard Money offers both, depending on your goals.
At HiFi Hard Money, many of our rehab loans come with zero upfront fees. We defer points, interest, and third-party costs until the property sells. Apply online to get a custom loan offer today.
Phone (972) 630-6676
Fax (877) 456-1880
info@hifihardmoney.com
EXCELLENT rating
Based on 51 reviewsTrustindex verifies that the original source of the review is Google. Eugene has been the best lender I have ever worked with in all aspects of service. I can tell he really cares about his clients by his work ethic, communication and commitment to every project I bring to him. Definitely rare to find someone like him! Recommend working with Eugene as a lender to anyone! Leo Diaz2025-04-23Trustindex verifies that the original source of the review is Google. I've used HiFi because they carry products that help my business not only produce more but grow. My rep "Eugene" very on top of his game, products are very clean and have been able to work with them on many projects Juan Sandoval2025-03-11Trustindex verifies that the original source of the review is Google. I’ve been working with HiFi Lending for over two years, and the experience has been outstanding. Eugene and Chu have helped me close over ten loans, and their commitment to service keeps me coming back. Unlike other lenders, they go beyond just funding deals—they take the time to understand my investment goals and ensure I have the right loan structure for each project. Their responsiveness, transparency, and ability to move quickly have been critical in securing opportunities. What truly sets HiFi Lending apart is their willingness to go the extra mile. Not only do they provide financing, but they also help me analyze and comp potential deals before I even commit—something no other lender does. Their deep market knowledge and ability to assess property values have given me a competitive edge in making smarter investment decisions. Whether it’s troubleshooting issues, expediting approvals, or offering strategic insights, they operate more like a partner than just a lender. If you’re looking for a lender who prioritizes relationships, delivers consistently, and genuinely cares about your success, I highly recommend HiFi Lending. Their dedication, expertise, and ability to adapt to different deal structures make them an invaluable resource for any real estate investor. Chris Ly2025-03-11Trustindex verifies that the original source of the review is Google. We’ve been so fortunate to find a trusted partner to help us in our real estate investments. We enjoy working with Eugene Oller and the advice and market insights he provides to us is very valuable and always timely. The team makes is very easy to do business with them and always are willing to help to facilitate our deals. Daniel Wesson2025-03-11Trustindex verifies that the original source of the review is Google. I am late in giving a public “Thanks!” and recognition of just how GREAT Hi-Fi Hard Money Lender, and Eugene in particular, has been to work with over the last few years! They are: smart, experienced, and very knowledge on the entire real estate funding process. They are given to detail, and work very hard to provide the kind of funding that is often needed for real estate matters like what I do. I can’t write enough “Good things” about this company… Thank you again Eugene!! Kevin Hanson2023-02-20Trustindex verifies that the original source of the review is Google. Would never use anyone else. Process is quick, easy and efficient. Jay and Eugene are awesome to work with. We have done over 10 properties and look forward to doing many more in the future! nadia fakih2022-12-31Trustindex verifies that the original source of the review is Google. I have been so impressed with Eugene and the Hifi hard money team!! They are first class and easy to work with. They have provided insight to the market as well as ease to get my projects done quickly and efficiently. I would highly recommend these guys to help you with your hard money needs! William Cleaver2022-11-29Trustindex verifies that the original source of the review is Google. Hifi has been awesome to work with. I’ve been working with Eugene, who has been very attentive, helpful and an asset to our business. Karim Virani2022-11-29Trustindex verifies that the original source of the review is Google. UPDATE: Third time using HIFI and we did the biggest flip, with most profit from any others. Without HIFI, this would not have been possible. With bank mortgages, it takes at least a month to close, all the prepaids take up front funds, and you max out at ten mortgages. With HIFI, you are purchasing as a CASH buyer and we usually close within 7-10 days depending on the title company. Jay and Eugene assisted us to find a reno liability and home insurance plan, which I had never heard of before. This alone, saved us more, with coverage for a new roof due to a hail storm during the reno! $14K roof covered! They also take the time to help us work out the numbers on all costs, and make sure we have a good fit for each house we identify. They are more than funders, they are partners in making the numbers work. I am a first time and now, second time, hard money user with HiFi Hard-money. A few months ago, I was presented with an opportunity to buy an off market property at a very good price, with the potential to immediacy turn it for a nice profit. However, I wasn’t going to have my offer accepted unless I could close in less than ten days, and I didn’t want a long term conventional mortgage either. When speaking to a friend about the situation, she suggested a “hard money” loan. I had never heard of such a thing and was very interested. She referred me to Jay at HiFi and he explained how everything worked. At first, it seemed too good to be true, and I had a lot of questions. It’s not a traditional loan, and some aspects took him explaining it a couple of times. But, in the end, it helped me to win this deal and turn a nice profit. The company is very professional, but also personable too. So, the next time I found an opportunity, I just picked up the phone and called Jay and it worked so easily. I would recommend this team to investors, both new and seasoned. And, I’m sure these two times won’t be the last for me. Update: we have now used HiFi Hard Money for a 3rd time! We are winning the contracts with super fast closing, with CASH offers! Jay is the best, and he makes me feel like a pro at this now! Life is great, when you love what you do, and do what you love! HiFi makes dreams reality! Le Ann Dakake2022-10-19
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